When the materials for your roof are put in place on your home, there is a written agreement that is legally created regarding the integrity of the materials and the responsibility of the manufacturer for any defective items. Known as a warranty, the document provides some coverage to incurred damage, but it is not an all-inclusive coverage for future problems. Here are some things you should know about your residential roof warranty.
Roofing problems may occur in the future. It could be as simple as a leak, or as disastrous as a large section tearing off the roof. Homeowners are always cautioned to understand the terms of the warranty, and this is especially true after a problem occurs. If the homeowner followed the terms listed in the roofing contract, the manufacturer is bound to fix or replace the area of the roof with the problem. There is often an inspection clause in the warranty to allow a company representative to assess the damage and see if it is covered.
There is no blanket coverage when it comes to a residential roof warranty. There could be escape provisions for the contractor’s work, fine print associated with materials, weather, or type of home. It is important for you to understand each exclusion and how they apply to your house. Exclusions that are frequently included can involve natural disasters, pounding water, material failure, and excessive traffic. Once you have reviewed the warranty, make sure the exclusions listed are specific. For example, wind exclusions need to be defined in terms of speed, strength, and longevity.
If roofing repairs are ever necessary, make sure you hire a qualified, licensed contractor, or the residential roof warranty may be voided, and the whole of the contract could be canceled. Make sure you don’t add any structures to the roof without written warranty authorization, either.
Understanding your roofing warranty and your notification period is critical. Protect yourself from fine print exclusions by understanding what the contract says.